We refer to chronic physiotherapy when your condition, illness or complaint is on the list of chronic conditions. This list has been established by the government.
When do I get a chronic indication?
You receive a chronic indication if your condition is on the Borst list. This list has been established by the government. The first 20 treatments are at your own expense or are (partially) reimbursed from supplementary insurance, if you have taken it out. From the 21st treatment onwards, reimbursement is provided from basic insurance.
The first 20 treatments
You only have to pay for these first 20 treatments once per treatment type. So you don’t have to pay for these first few treatments again each year, because the 20 treatments apply per condition and not per calendar year. However, the deductible is applied fresh each year.
From the 21st treatment
Above the age of 18, reimbursement from basic insurance starts from the 21st treatment. Note: if you still have deductible remaining, this will first be covered by your insurance.
What is the deductible?
You pay the deductible for most care covered by basic insurance. (Not for the GP)
How much is my deductible?
The minimum deductible in 2026 is €385.00 of healthcare costs, provided you have not chosen to voluntarily increase the deductible (maximum €885.00).
Summary in brief
• Treatments 1 to 20 are reimbursed from supplementary insurance and/or are at your own expense.
• Treatments 21 and above are reimbursed from basic insurance.
• Treatments covered by basic insurance can be charged to you if the deductible (mandatory €385.00) has not yet been met.
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